"The Submarine Captain Who Tells Us to Hide When the Sea Surface is Stormy"

Above the surface, a storm of FUD news and regulations is raging severely. Many retail ships are sinking. But you, the genius captain, invite us to dive inside (stealth mode). You tell us to be quiet, don't move around too much, accumulate slowly in the calm depths. We are safe down here, waiting for the storm to pass. When we resurface, we'll be carrying a full load of profit, while the others are still busy repairing damaged ships.