"The Memo Tag Forgetter"

This is a classic mistake made by users of centralized exchanges (CEX). When sending coins like XRP, XLM (Stellar), or EOS to an exchange account, they correctly copy the wallet address but forget to include the "Memo/Destination Tag". The money is successfully sent to the exchange's large wallet, but it doesn't go into their personal account because the system doesn't know who the money belongs to. Now they have to beg Customer Service, wait 30 days, and pay a recovery fee just for forgetting to type 6 small numbers.