"The P2P Merchant"

These are the "Walking ATMs" of the crypto world. They don't care if Bitcoin goes up to $100,000 or down to zero. Their only focus is the exchange rate difference between buying and selling USDT against local currency (Rupiah, Dollar, etc.). They maintain their account reputation with a "Completion Rate 100%" score to be trusted by customers. Their risk is not the market chart, but rather the freezing of bank accounts by authorities or being exposed to transfers of funds from crime.