"Notice: AI-Generated Content Detected - Please Submit Authentic Reviews Only"

We've identified this review as AI-generated based on its generic, templated language and direct copying of standard DeFi protocol documentation. Authentic, personal reviews are essential for our community to share genuine experiences and insights. Please submit your own original thoughts and experiences instead of using AI-generated content. This helps maintain the integrity and value of our review platform for everyone. We welcome your authentic perspective on Pendle's features based on your actual usage and understanding. **Want to stop getting negatively reviewed by me? Focus on writing authentic reviews that come from personal experience or are based on real-world observations. Using AI to write reviews that leverages existing information on the internet helps no one, and makes you look like a blatant farmer.** **Review:** https://app.ethos.network/activity/review/511820 **Title:** Principal & Yield Tokens (PT / YT) **Description:** Pendle tokenises the two components of any yield‑bearing asset. PT represents the future principal (capital) that will be returned at maturity, while YT captures the future stream of yield. Both can be minted, swapped, or used as collateral