"DeFi Lending."

Term Labs is making fixed-rate lending in DeFi actually usable, with tools like Blue Sheets, Strategy Vaults, and Term Auctions making rate locking simple. Backed by Electric Capital and a strong community, they’re combining institutional-grade structure with user-first design. Still early, so smart contract and market risks apply, but they’re building fast and shipping clean. Worth watching if you're into yield, predictability, and on-chain lending.